There are several important factors when looking for a new credit card or if you want to transfer a balance. Most importantly, you should always check your credit report before shopping for credit cards to ensure your best chance of acceptance and to get the lowest available APR. Next, make sure you find a credit card with not only a low rate, but also terms that fits your financial situation. We have reviewed dozens of credit card companies, and have found those listed below to be the best choice when it comes to their credit terms, application criteria and customer service.
| Company | Card | APR/Fees | Application | Service |
|---|---|---|---|---|
| DiscoverCard.com | Discover |  | | |
| CreditCards.com | All Major Cards | | |  |
| SecureCardSignup.com | Visa | | | |
| SecureCardSignup.com | MasterCard | | | |
| NextMillenniumCreditCard.com | MasterCard |  | | |
| AccountNow.net | Visa | | | |
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